What Kind of Car Insurance Do You Need in Warminster, PA?

Because a car is such a big investment, you want to keep it protected. This is where insurance comes in. Even if you’re a great driver, you just never know when you’ll encounter a less-than-great driver. When looking for car insurance in Warminster, PA, these are the polices to keep in mind. 

Liability

The only type of insurance mandated by the law is liability. If you cause an accident, this will cover the damages to property or another vehicle, as well as medical expenses of other people affected.

Collision

With collision insurance, even if the accident was your fault, this will enable you to get money for repairs.

Uninsured/Underinsured Motorist

A large number of people drive around without insurance, which is why this type of policy can come in very handy. The same is true if they only have a bare-bones policy that doesn’t have a lot of coverage.

Comprehensive

Comprehensive insurance will cover you if something happens to your car not related to an accident, like vandalism or storm damage.

GAP Insurance

GAP – Guaranteed Asset Protection – insurance is extremely important if you will be financing a new Chevy vehicle. For example, let’s say you got into a crash that totaled your car, and the insurance company determined it was worth $8,000. The person who caused the accident thankfully had liability insurance, so you get a check for $8,000.

All well and good, right? Well, not so fast. What if you still owe $10,000 on your car? That additional $2,000 will come out of your pocket – unless you have GAP insurance.

If you have any questions about insurance or the policies you should be carrying, get in touch with Patriot Chevy of Warminster. We’re here and happy to help!